(a)Define the term employer’s liability in insurance.
(b)State three benefits that can be covered under employer’s liability.
(c)State three causes of business interruption.
Explanation
(a)Employers‘ liability insurance protects employers from financial loss if a worker has a job-related injury or illness not covered by workers’ compensation. … Employers‘ liability insurance is also called “part 2” of a workers’ compensation policy.
(b)(i) Death of the employer
(ii) Permanent disability sustained by the employee
(iii) Temporal disability sustained by the employee
(c)(i) Fine
(ii) Explosion
(iii) Special peril, etc.